RISK Control: Financial Protection for Your Loved Ones

Ablebensversicherung is term life insurance that provides financial protection for your family, partner or business. You select the insured amount and the policy term. If you pass away during this period, the agreed sum is paid to the designated beneficiary in accordance with the policy conditions. This payment can help cover: • Everyday family living expenses. • Rent, mortgage payments and other financial obligations. • Children's education and future expenses. • Funeral costs and unexpected expenses. • Financial commitments connected with a business or business partner. The purpose is to provide a defined amount of financial protection when it is needed most.

Unlike savings-oriented life insurance, the primary purpose of Ablebensversicherung is to provide a predefined financial payout if the insured person dies during the policy term

RISK Control allows you to determine the sum insured and the duration of cover in advance, based on your financial situation and your loved ones' needs. Key benefits include: • A predefined sum insured. You know the level of financial protection provided under the policy. • Designation of a beneficiary. You can specify the person who should receive the insurance payout. • Protection for a selected term. The policy can be tailored to a particular stage of life or a period of financial commitments. • Optional additional protection. Depending on the selected arrangement, the policy can be supplemented with cover for severe cancer or occupational disability. • Additional flexibility. Depending on the tariff, it may be possible to increase the sum insured or extend the cover without a new health assessment.

According to the Generali materials provided, particularly favourable premium conditions are available for non-smokers. The individual premium also depends on age, health, occupation, the selected policy term and the sum insured.