Property and Home Contents Insurance in Austria: Generali Options

The insurance covers damage caused by: • fire; • water leakage; • storms; • hail; • rockfall; • landslide; • burglary; • robbery.

Additional cover and services include: • protection for belongings during a move; • cover for vandalism damage; • lock replacement costs; • restoration of computer software after an insured event; • Tip&Tat service.

• Personal liability (Privathaftpflicht) is already included in the Haushalt/Eigenheim package, so a separate policy is not needed. • Worldwide cover for both belongings and liability. • The liability sum insured can be increased to €5,000,000. • New-for-old compensation (Neuwertentschädigung), without deducting wear and tear. • The Premium tariff includes “unnamed risks” up to €30,000, potentially covering events not explicitly listed in the policy. • Free 24/7 IT assistance for cyberbullying, phishing, data theft and computer-related questions. • Tip&Tat HeimAktiv Plus emergency assistance 24/7/365: a tradesperson up to €250 even where there is no obligation to pay a claim, plus help arranging a hotel or security after damage. • Special tariffs for hunters, pet owners, boat owners and owners of undeveloped land.