Property financing: compare offers and find the right solution
4 stages · 3 min
Step 1 · Preparation
Recommendations
We arrange a meeting, collect the documents and prepare the information needed to assess the financing. What financing can be used for: buying a flat, a house or another property; building your own home; renovation and modernisation, depending on the project; refinancing an existing loan; planning and financing your own dream home (Wohntraum). Consultations take place online or in person, whichever suits you best.
Step 2 · Analysing your situation
Recommendations
We discuss the purpose of the financing, your budget, income, own funds and the key details of the property.
Checklist
What the specific offer depends on: income and job stability; creditworthiness and existing obligations; amount of equity; value and features of the property; loan amount; term and interest-rate model; collateral and the individual terms of the transaction.
When to consult a specialist
A professional comparison makes particular sense if: you are buying property for the first time and are not sure which figures to compare; you already have an offer from one bank and want to check the market; you are planning to build or buy and need to set a realistic budget; you are choosing between a fixed and a variable interest rate; you have an existing loan and are considering refinancing.
Buying, building, renovating or refinancing: we first look at your situation, then compare offers from different banks and building societies, and support you all the way to the loan agreement.